refactor(talent): 重构天赋升级消耗计算逻辑

1.  将天赋升级消耗从按等级索引改为按阶位统一配置
2.  调整getTalentUpgradeCost入参和计算逻辑
3.  更新天赋已投入点数的统计方式，优化计算效率
4.  修正天赋升级消耗判断的参数传递错误

assets/script/game/map/TalentsComp.ts

@@ -260,7 +260,7 @@ export class TalentsComp extends CCComp {
             this.showSmallTip(tab?.node ?? null, "该天赋已满级");
             return;
         }
-        const cost = getTalentUpgradeCost(lv);
+        const cost = getTalentUpgradeCost(cfg.tier);
         if (cost <= 0) return;
         if (smc.getTalentPoints() < cost) {
             this.showSmallTip(tab?.node ?? null, "天赋点不足");